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CAT Preparation

10 September 2026
13 min read

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Anish Guruvelli
Karma Yogi

CAT Study Plan for 3 Months vs 6 Months, Week by Week

CAT 2026 falls on 29 November, which makes a 13-week plan the one most people are actually running. Here are both timelines laid out week by week, the honest list of what compression costs you, and the one section that suffers most when you cut.

Six months buys you a second pass over the syllabus; three months does not, and that single difference is what every other difference between these plans comes from. CAT 2026 is on 29 November, so a 13-week plan starts 31 August and a 26-week plan started 31 May. The arithmetic that decides which you are running is unforgiving: matching a 26-week plan at 16 hours a week means 32 hours a week for 13 weeks, which is a full-time schedule. You cannot compress the total. You can only compress what is in it. My own log is the cautionary number here - across 20 mocks my DILR mean moved 2.2 marks while QUANT moved 8.8, and DILR is precisely the section that needs the slow build a compressed plan removes first.

What follows is both timelines written out week by week, the four things a 13-week plan actually sacrifices, and the cut order for when a plan meets a bad fortnight - which it will.

The fixed facts both plans are built against

Everything below derives from the paper, not from preference. CAT is three independently timed 40-minute sections and you cannot borrow time between them, which is why "finish the syllabus" is a weaker goal than "be able to select and abandon under a 40-minute clock".

SectionQuestionsTimeMarking
VARC~2440 min+3 correct, -1 wrong MCQ, no penalty on Non-MCQ
DILR~20, in 4-5 sets40 minSame
QA~2240 minSame

The full pattern, including the Non-MCQ rule that cost me marks before I read it properly, is in the pattern and syllabus post.

The two timelines side by side

Same destination, different amount of room. What changes is not the content list - it is how many times you get to go round it.

Phase6-month plan3-month planWhat the extra weeks buy
Concept building10 weeks4 weeksTime to be genuinely bad at a topic before moving on
Second pass over syllabus5 weeks0 weeksThe single biggest difference between the plans
Sectional practice6 weeks3 weeksPer-section timing under a real clock, separately from full mocks
Full-mock phase10 weeks (overlapping)7 weeksRoughly 22-26 analysed mocks against 12-14
Total hours at 16 h/week~416~208To match, the short plan needs about 32 h/week

The 6-month plan, week by week

Twenty-six weeks, starting 31 May for a 29 November exam. Hours assume 15-18 a week, which is the bracket I would defend for someone with a job. Everything here overlaps deliberately - the phases are not sequential blocks with clean edges.

WeeksFocusMocksThe thing that goes wrong here
1-4Arithmetic, Number System, RC habit daily, one DILR set a dayOne diagnostic full mock in week 1, then noneTaking the diagnostic score personally. Mine was 41 out of 198
5-10Algebra, Geometry, Modern Math; VA question types; DILR set familiesOne full mock every fortnightReading theory instead of doing questions, because theory feels safer
11-15Second pass. Re-cover every topic at speed, error log openWeekly full mock beginsSkipping this phase because the syllabus is "done"
16-21Sectionals under the clock, two or three a week, plus weak-topic drillingWeekly full mock, full analysis eachLogging mocks and not analysing them
22-25Selection and abandonment practice; past CAT papers in the real slotTwo mocks a week, at least one a real past paperChasing a bad mock with another mock the next day
26Taper. Error log, formula sheet, sleep schedule fixed to slot timeOne, early in the week, then stopTaking a mock two days before the exam and scaring yourself

The 3-month plan, week by week

Thirteen weeks, starting 31 August. This is the plan most people asking the question are actually on - as I write this on 10 September, the exam is 80 days away, which is week two.

WeeksFocusMocksWhat is deliberately not here
1-2Diagnostic, then Arithmetic and Number System only. Daily RC. One DILR set dailyOne diagnostic full mockGeometry and Modern Math. They wait
3-4Algebra and the highest-yield Geometry only; VA question types; DILR set familiesOne full mock at the end of week 4Exhaustive topic coverage. You are triaging, not completing
5-7Sectionals under the clock; error log becomes the primary study objectOne full mock a week, analysed the next dayThe second pass. There is no time for one
8-10Weak topics from the error log only. Nothing new after week 9One or two mocks a week, at least six days apart where possibleNew chapters. Anything unlearnt at week 9 stays unlearnt
11-12Selection and abandonment; past CAT papers in the real slotTwo a week, one a real past paperAdding topics because a mock exposed one. Note it, do not chase it
13Taper. Error log, formula sheet, sleep fixed to slot timeOne early in the week, then stopAnything that can produce a new low score

What three months actually sacrifices

This is the part most comparison posts skip, and it is the reason to read one. Four things go, in this order:

  1. The second pass, entirely. In a 26-week plan you cover the syllabus, then cover it again with an error log open. That second pass is where a topic stops being something you have seen and becomes something you can do under a clock. A 13-week plan has one pass and then mocks. Everything after week 7 is repair work on whatever the first pass left broken.
  2. Roughly half the analysed mocks. The useful count is not mocks taken but mocks analysed with room to act on the analysis. Twenty-six weeks supports something like 22-26; thirteen weeks supports 12-14. My own log has 20 attempts in 90 days with a median gap of six days - and seven of those nineteen gaps were two days or less, which produced no usable signal at all because nothing could be revised in between. The mock-count post has the full gap analysis.
  3. DILR, disproportionately. This is the specific cost I can put a number on. Across my 20 mocks, QUANT moved from a first-five mean of 26.8 to a last-five mean of 35.6, and DILR moved from 18.4 to 20.6. DILR improves through exposure to set types over months, not through drilling a topic list, and exposure is exactly what a compressed calendar cannot manufacture. If you are on 13 weeks, protect the daily DILR set above almost everything else, because it is the one that will not respond to a late surge.
  4. Spacing. The same total hours spread over 26 weeks are worth more than over 13, and this is one of the better-evidenced claims in the whole learning literature. In a dataset of 854,064 online game players, a 24-hour gap between practice sessions was worth roughly 50% extra practice at the same volume. A compressed plan is massed practice by construction. The revision-schedule post covers what you can still do about it.

Which plan you are actually on

Not a matter of preference. Count backwards from 29 November and be honest about the weekly hours you have already demonstrated, not the ones you intend.

Weeks leftRun thisAnd accept
20 or moreFull 6-month structure, compressed at the frontYou get a second pass. Do not waste it feeling relaxed
13-19The 13-week structure, with weeks 1-4 stretchedOne pass. Triage the syllabus in week 1, not week 6
8-12Weeks 5-13 of the short plan onlyNo new topics at all. Error log and mocks are the whole plan
Under 8Mocks, analysis, past papers, sleepThe score you have is close to the score you will get. Protect it

The cut order, for when the plan meets a bad fortnight

Every plan meets one. A plan with no stated cut order gets cut wherever the pressure lands, which in practice means the full mock goes first - the one item that produces the data telling you whether the rest is working. My own order, in the sequence things get dropped:

  1. Extra Quant practice beyond the weak-topic list
  2. Sectional mocks
  3. New topics not yet started
  4. Never: the weekend full mock and its analysis

Write yours down before you need it. The decision is much worse when made at 11pm on a Thursday in a bad week.

The thing neither plan can fix

Both timelines above are about coverage and cadence, and neither addresses the harder problem: your raw score can stay flat for weeks while you are genuinely improving, because paper difficulty varies and raw score is a noisy instrument. In my own log the mean overall score across mocks 1-5, 6-10 and 11-15 was 61.8, 59.8 and 62.0 - essentially flat for ten weeks - while the mean percentile over the same stretch went from 73.4 to 80.5. If you plan against raw score you will rewrite your plan in week 8 for no reason. Plan against percentile and section trend. The percentile post has 45 real score-to-percentile pairs showing how wide that spread gets.

Where this is weak

  • Verify the exam date yourself. Every week count here derives from 29 November 2026. Check iimcat.ac.in, and if the date moves, shift every block by the same number of weeks rather than re-planning.
  • No study has ever tested a CAT study plan. The phase lengths above are my construction from the paper's structure and my own log, not a finding. Anyone presenting a week-by-week CAT plan as evidence-based is overstating it, including where this post sounds confident.
  • The mock-count ranges are estimates. Twenty-two to twenty-six over 26 weeks and 12-14 over 13 weeks are what a weekly-plus cadence with real analysis supports. They are not measured against outcomes, because nobody has that data.
  • My DILR number is one person, badly confounded. DILR moved 2.2 marks in my log, and I practised it in blocks rather than across set types. That is consistent with "DILR needs long exposure" and also with "I practised it wrong", and my log cannot separate the two.
  • The spacing evidence is from a browser game. The 854,064-player study measured rapid perception and motor responses over hours, not exam preparation over months. The direction transfers; the 50% figure does not.
  • I have not sat CAT. Everything here is measured against mock percentiles computed on the cohort that sat that specific paper, which is a much smaller and more self-selected group than the real exam's.
  • Hours brackets assume you can protect them. A 32-hour week is arithmetically what the compressed plan needs to match the long one. For most people with a job it is not available, which is the real reason the short plan sacrifices content rather than intensity.

Sources

  • Stafford, T., & Dewar, M. (2014). Tracing the trajectory of skill learning with a very large sample of online game players. Psychological Science, 25(2), 511-518. Read in full via the White Rose postprint. The spacing figure is from that text.
  • Mock log, 20 attempts, 10 May to 8 August 2026, with per-section scores and inter-mock gaps - first-party, published in full in the 20-mock post.
  • Session log: 340 sessions, 20,100 minutes, 135 active days - first-party, from my own Karma Yogi account.
  • CAT paper structure: three 40-minute sections, +3 per correct answer, -1 on incorrect MCQs and no penalty on Non-MCQs, per the pattern reference.

Whichever plan you are on, the number that tells you it is working is the section trend across mocks, not the weekly hour total. Karma Yogi keeps both by date, so a flat raw score with a rising percentile looks like what it is instead of like failure.

End of essay

- Anish Guruvelli

Common questions

Is 3 months enough to prepare for CAT?
Enough to score well if you triage rather than try to cover everything, and not enough for a second pass over the syllabus. Thirteen weeks supports roughly 12 to 14 properly analysed mocks against 22 to 26 in a 26-week plan, and that gap is the real cost.
When does a 3-month CAT 2026 plan start?
CAT 2026 is on 29 November, so thirteen weeks back is 31 August 2026. Count your own weeks remaining from the exam date rather than from a calendar month, because the plan is built in weeks and the phases only work at their stated lengths.
What does a 6-month plan give you that 3 months does not?
One thing above all: a second pass over the syllabus with an error log open, in weeks 11 to 15. That pass is where a topic stops being something you have seen and becomes something you can do under a 40-minute clock. Thirteen weeks has one pass and then repair work.
How many hours a week does a 3-month CAT plan need?
To match a 26-week plan running at 16 hours a week you would need about 32 hours a week for 13 weeks, which is a full-time schedule. Since most people cannot do that, the compressed plan works by cutting syllabus rather than raising intensity.
How many mocks should I take in a 3-month plan?
Twelve to fourteen, analysed properly, is what 13 weeks supports. In my own log, seven of nineteen gaps between mocks were two days or less and produced no usable signal, because there was no room to revise anything in between. Gaps matter more than counts.
Which section suffers most in a compressed CAT plan?
DILR, in my experience and in my numbers. Across 20 mocks my QUANT mean rose 8.8 marks and DILR rose 2.2. DILR improves through exposure to set types over months rather than through drilling a topic list, and a short calendar cannot manufacture that exposure.
Should I stop learning new topics before CAT?
In a 13-week plan, yes, from about week 9. A topic started nine weeks out will not be reliable under a 40-minute clock by exam day, and the hours spent starting it come out of the error-log work that would have improved something you can already half do.
Can I still start CAT prep 8 weeks out?
You can run weeks 5 to 13 of the short plan: sectionals, error log, mocks, past papers, no new topics. Expect the score you already have to be close to the score you get, and treat protecting it as the objective rather than transforming it.
What should I cut first when a week goes badly?
Extra Quant beyond your weak-topic list, then sectionals, then new topics. Never the weekend full mock and its analysis, because that is the only item producing the data that tells you whether the rest of the plan is working.
Why is my score flat halfway through the plan?
Often because raw score is a noisy instrument and paper difficulty varies. My mean overall across mocks 1 to 5, 6 to 10 and 11 to 15 was 61.8, 59.8 and 62.0 while my mean percentile went from 73.4 to 80.5 over the same stretch. Judge the plan on percentile and section trend.
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